What different types of Insurance?

I am about to start paying everything for myself and was wondering what different types of bills and insurance one has to pay. Anything will help

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I got two no proof of insurance tickets?

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Some background first, i was hit from behind whilst stationary in traffic the other week by a works van. the damage was not too sever that i couldn't limp back home (sore and car bashed but still alive) got the other drivers details at the scene and reported the incident to my insurance company. As the accident was not my fault my insurer passed this to their dedicated Non-Fault (NF) accident claim company (i'll not name them at the moment) who in turn provided me with a hire car and collected my car to have it assessed for REPAIR. At no point was writing off the car mentioned. Then i got a call from the garage dealing with my car (NF appointed) a week later telling me of the damage and repair value and that the engineers working for the NF, different company again, were going to deem the car a write off, CAT D as i later found out. Now the fun part - the engineers have made an offer for settlement and to write off of my car, which is a good 500 below what is would cost to replace it with a like-for-like car in my local area (replace cost circa 2.8k-3k) they are adamant they will not repair my car even though the repairs would cost LESS than the write off - because the repair is too close to the market value and they can make a killing on salvage apparently. so fighting this out at the moment. NOW FOR THE QUESTION: They have advised me that should i wish to keep the car after they write it off (which i want to avoid if at all possible) i can accept the settlement and pay them a salvage fee to retain my car. This i understand as technically they buy my car when they write it off and then i have to buy it back. The problem is that they have a flat 30% !!! salvage fee which on their offer would almost negate me being able to get the repairs covered. What i really need to know is if anyone else has been in this position and if there is a maximum salvage fee they can charge - bearing in mind that this is my car to start with - and if there is any way i can make them drop this percentage. Forcing them to drop the percentage might not only let me repair the car after retaining but might also swing in favour of repair instead of write off if they cannot justify such a big payout for themselves. Any help here would be appreciated fast as i'm still bouncing between the parties here to get this resolved. In case your wondering the damage constitutes a bumper rear panel and a kink in the boot floor - VERY repairable.

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What different types of Insurance?

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Will I be covered by my car insurance?

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Hello, I am 16 years old and I am thinking about getting a Toyota supra (probably the twin turbo, but at least the v 6 ge engine) for my first car between 1995 and 97. I was wondering what kind of insurance rates I should expect? I have heard about collectors insurance being really cheap, but I dont believe that covers the liability insurance. Remember, the car is right-hand drive, a sports car, I am 16 and a male, I expect the insurance rates to be incredibly high, I just want to know an approximate number. I would appreciate some recommendations as to which broker to use or alternate suggestions! I also understand that I am too young to get collectors insurance on the car, however, I believe that, because it is a different type of insurance, my dad can put himself as the primary driver of the car to save money (he already has a car, but I believe that the insurance company would be fine with him having a summer car XD

Families who live in America, how much is your health insurance per month?

In an earlier question I mentioned that my boyfriend's parents are paying for his 24-year-old sister's health insurance after she got laid off and couldn't find another position and can't afford health care on her own, to the tune of $175 a month (and she's perfectly healthy) and was floored when someone said that was actually inexpensive. Btw, her parents insist on her having health care coverage for fear of her getting in an accident or whatever. I'm 17 and am quite obviously naive about the costs of health insurance, but I'm really curious about it, and would like to know how much it usually costs for a family to have health insurance in America. I'm in California. I don't know if it's more expensive depending on your state. If if you don't mind answering, how much do you pay per year, and how many people are in your family? Does it become more expensive as your kids get older? What kind of plan do you have? Through work or your own? Are you supportive of universal health coverage? Also: does anyone understand how Medicare / MediCal works and who decides who is covered and who isn't? Is it based on your yearly income? I'm asking because one of the reasons my boyfriend's parents want his sister to have insurance is that another family friend of ours broke her jaw in a roller blading accident when she was 26 and didn't have insurance because she was unemployed at the time, and not being able to pay the $15,000 hospital bill killed her credit score. Sorry for all the questions. I'm just really curious about all this.

Will this help save on car insurance?

My husband and I need a second car because I got a job way across town and with school coming up, we have completely different schedules... So I was thinking of only putting my name on the title and the insurance for the new car because my husband has an accident on record and our rates went up. Secondly, would it be beneficial to take my name off our current car and insurance so that it will be only in his name? Could this help save money with our insurance? Sorry if this is a gay question, just trying to save us a little extra money to put away in savings

Insurance Cost For 16 Year Old Boy 2008 Nissan Rogue?

Im a 16 year old boy with a 2008 nissan rogue, my parents aren't letting me drive without them in the car yet because we still need to get car insurance for me. About how much would it be to insure me? I have a 3.75 highschool GPA and Im an honor roll/mostly A average student. no driving incidents either

Car Insurance not Paying (in Georgia)?

I was in an accident three weeks ago. It was the other car's fault. There were no injuries. We didn't call the police, but I got a written statement from the other driver admitting fault. I got her car and insurance information and filed a claim with her insurance. They sent an appraiser and I got an estimate for the damages. So all that is left now is for the insurance to approve the estimate and send me a check. I have called the insurance company almost everyday since I got the appraisal (about 2 weeks ago) and they are saying that they are waiting to get in touch with the policy holder; apparently they don't have her correct phone number. But they have the signed statement from her admitting fault. The agent in charge of my claim doesn't even pick up the phone or return my calls, I just talk to the operator who can't really give me any answers. I have the basic car insurance, I don't have collision coverage, so I haven't even called my own insurance. My car is operational but my rear susspension is gone, and the bent metal is hitting my tire; I really need my car rapaired asap. Should I call a lawyer even though there were no injuries? I should probably add that my car is not worth much, but I still need it fixed! and I can't afford (don't want either) to pay for repairs out of my pocket. What should I do? Thanks in advance for your help.

Car insurance in Nebraska?

How much would car insurance in Omaha, NE cost for a 16 y/o male?

Pregnant with health insurance but no maternity coverage?

Would I qualify for Medicaid for pregnant women if I have cigna health insurance without maternity coverage? I live in Florida. If not does cigna offer maternity coverage?

How can I get a car insurance quote if I'm under 18?

I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?

Car insurance rates for a dependent?

I am a 20 year old male who is still living with his parents. My driving record is pretty bad with 2 moving violations within the first 3 years, but i also took a defensive driving course. Now my question is, if I were to register for my own car insurance (under my name, info, billing info, etc.) would that affect my parent's insurance rates? This is assuming i get insurance from a different company which my parents use.

Which insurance company is cheapest for young drivers?

MY MOTHER HAS 4 YEARS NO CLAIM BONUS AND I JUST GOT MY LICIENCE AND LOOKING TO GET INSURED ON A CLIO 1.2 OR CORSA1.2 WHICH INSURANCE COMPANY IS THE CHEAPEST?? THANKYOU!

Can i go on to parents insurance and get car loan ?

okay can i go on my parents insurance and apply for a car loan iv asked many times on this site about how i could get car loan and how and if i need co sighner im 20 and want to buy a 08 for 4x4 estimated value is 25,000 i have now credit history just got job now i have a way around it can i go on to my parents insurance and get a loan cause they have good credit and ill pay everything cause if i try to get this done on my own people will give me high interest and throw it at me i could only afford 200$ a month can i let my parents show there good credit and get mea good payment a month

Cheapest Auto Insurance Online?!?

Im trying to find cheap liability coverage. My contract ends this Friday and Im trying to find a cheaper rate, has anyone had any luck with sites like Esurance.com, etc? Thanks for any advice!

Is aviva car insurance website down?

aviva car insurance says its unable to process your quote? Its been doing this since yesterday:s I'm just looking at quotes for different cars, just looking what will be better for me, i don't actually want to get insured yet until I've found the best price! It just keeps telling me to ring them up!! Any ideas? Oh and btw ive tried changing my email address to see if i was just doing too many but it still comes up with it? And its not because its too high for me to be insured which ive seen from looking into it because some cars ive put in again because i lost the quote reference? Nothing works:/

Car insurance for a financed Audi A4?

What is the least expensive car insurance agency?

Cheap car insurance with 1 conviction and 1 claim?

I'm looking to renew my car insurance with myself (26) and my partner (24)on the policy. Since last year we have got one claim and one conviction between us so our current insurer is doubling our annual premium!! Does anyone know any companys that give a decent quote for people with claims etc

Is there a auto insurance i can get for a low cost?

In Southern California where is the best place to get a perscription with out insurance?

I have Strep throat and need Medication!

Can I drive an insured car without insurance?

I got my G2 a week ago and I was wondering if I can drive my parent's insured car without being listed as a driver. I drive very safely and I've never received any ticket but my insurance quotes are insanely high, especially because I am a guy. I really can't afford it and neither can my parents. Some people say I can still drive and some say no and I'm very confused. Please answer if you know for sure. Thanks in advance

Could someone give me an estimated price on my insurance?

20 years old 2011 standard v6 camaro

Fines for driving Suspended license,No insurance and expired tags?

i got pulled over because my tags were expired. i didnt do anything wrong though..driving anyways. i was 17 when this happened. can anyone tell me how much on average i will have to pay for the ticket?

Please help! I'm looking for an affordable health coverage plan (not Healthy N.Y. or any medicaid programs-

I don't qualify for these programs.. As I make too much-but not enough to afford health insurance. My husband takes meds. everyday 3times daily. I'm getting quite scared. Can anyone help!! Thank you!

How soon after purchasing a car do you need to get insurance?

i live in florida and i just bought used vehicle... how long do i have to purchase insurance... also can i register the vehicle without insurance?

What different types of Insurance?

I am about to start paying everything for myself and was wondering what different types of bills and insurance one has to pay. Anything will help

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